HUSTLERS CLUB NOTES from 12/26/2020
Notes taken by: JAYY ( Jacinta Miller)
Business financial freedom
*****IF I ADDED YOU HERE FOR MY NOTES PLEASE DO NOT CHANGE OR ADD ANYTHING. This is for me personally and I am willing to share but do not add or remove or change anything*****
*Do not say identity thief when trying to remove hard inquires
*Best time to dispute is during the holidays. Oct-Dec! They do not have enough time to verify
*Make sure all information is the same. Address on profiles, Drivers Licenses etc.
*Fidelity.com- birth cert information. Company that owns stock in your name from your birth cert. use the number from your birth cert to search the information.
**Truepeoplesearch.com- Remove personal info
**Creditboards.com - find out what companies approvals are. Community board
****https://subproject9.com - link to opt out public info.
***Business IRS - 800-829-4933
Credit Reporting
Lock - lock and unlock at the moment
Freeze - more permeant - certain amount of time you allot
Data Furnishes
Core Logic - credit reporting
Innovis - credit
Pacer.gov
*********Business Credit*********
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Business Banks
Pay pal
Navy federal -
Citizen bank
Alzo
Wells Fargo doesn’t report to any business’s credit buro
Grants for women :
Eilen fisher
Girl Boss foundation
Amber Grant
Fed Ex business grant
Ideal Cafe grant
AAUW Community Action grant
Cartier Grant
Nav Small business grant
Open meadows foundation grant
Bell Capital
**Start applying for business accounts
Must use business credit to build it!
Gas cards are best
Net 30 Companies
Crown office supply
Quill is
Creative analitys
Granger
Summa office supply
*****Personal Credit ********
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DO THIS!!!!
*witin 8 mins from start to finish
Experian.com
Login
Scroll to the bottom
Click support
Click on dispute center
Start new dispute
Every name , addresses, numbers, wrong names (personal information).
Can’t dispute current address
Can’t retry ones that are failed
Click submit
If anything is inaccurate click everything
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📌 RANDOM NOTES OR SUGGESTIONS
**** need both revolving and installment
‼️90/10 rule. Look at statement for two dates.
Statement date. And payment date.
if the limit is $1000, for statement day pay $900
Pay the other $100 by payment date.
Changes the credit
Do not leave 0 balances every month. This will increase the credit score
***DO NOT IGNORE ANY LETTERS
***creditors sending statements does not count as the debtor verifying the account
***pay installment loans twice a month rather then the once required
***Blacks Law Dictionary- credit Verbiage
Understand your verbiage when your speaking to creditors or credit bureaus. Speak with confidence——https://www.dropbox.com/sh/0maa492kp9dsfbr/AAC8PJRaANbsKyujsNgc0AQ_a?dl=0
***if you freeze or lock your credit YOU MUST UNLOCK OR FREEZE YOUR CREDIT before you can apply to anything. On all three credit reports. Easier to lock than to freeze. Its free to lock. Download all three apps
***when disputing anything make sure you dispute all 3 credit bureaus
***Call into credit bureaus to dispute on wrong information that could not be done online
***Speak to someone in special handling in the US.
***DO NOT START PAYING ON ANY CLOSED ACCOUNT OR NEGATIVE BECAUSE IT WILL START YOUR 7 year cycle over
****Never pay anything off unless they send you a letter on a LETTER HEAD that states if you pay the debt IT WILL BE DELETED
**Medical bills are easy to get off! Its a violation of HIPPA. Must be removed. Faulting someone for being sick.
***Addresses put i never lived there
🔑Behave what you believe🔑
Your name in bold letter means your a corporation to the state.
**Credit card closing - send a goodwill letter
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THIS WORKS I DID ‼️‼️
**Call Navy Federal**
mother or father that passed due to covid
USE A REAL NAME
Do not have their DD214
And branch- navy
Open up an account
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******DO THIS******
Download the Upturn Credit App
Create profile
$6
Click on all red things! Nothing green
Click its not mine
When your ready to dispute put...
-inaccurate information, please verify under legal oath and remove immediately-
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